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With John at LoansOnTheWeb.Com, the loan approval process has never been as easy. I offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application
    • Formal Loan Application
  2. Call me at (408) 688-0303
    • I will gladly take your application over the phone and assist you with any questions you may have.
  3. Download Application
    • Download this FREE application now and simply mail it, fax it, or bring it to the office.
  4. Documents needed
    • If you already own any real estate, a copy of most recent mortgage statement, property tax bill and homeowners insurance statement for each property owned.  Also a copy of the rental or lease agreement for any properties currently rented
    • Pay check stubs for each applicant, reflecting a minimum of your most recent 30 days of income
    • Pay check stubs reflecting any bonuses received over past two years
    • Most recent two years W-2 forms
    • Most recent two years of federal tax returns (1040’s) with all pages and schedules
    • Bank statements for the most recent two months for all checking and savings accounts (all pages)
    • Investment account statements for the most recent two months on all brokerage or investment accounts (all pages)
    • Most recent statement for all IRA’s, 401k’s or other retirement savings
    • If self-employed, year-to-date profit and loss statement
    • Proof of Pension income, if applicable (original award letter)
    • Proof of Social Security and Disability payments, if applicable (most recent annual award letter)
    • If receiving alimony or child support, copy of the divorce decree and separation agreement (optional for you to disclose)
    • If paying alimony or child support, copy of the divorce decree and separation agreement
    • A copy of your driver’s license or legal photo ID
    • If not a U.S. citizen, a copy of your Resident Alien card, and U.S. Work Visa (if applicable)